Keeping up with the Joneses can get quite costly, quite quickly. The mentality is: “If I can’t afford it, I can borrow it.” And it’s not easy to avoid, with payday loans, title loans and 0% APR coming at us from all sides. Before we know it, we are thousands in debt and what looks [...]

The recent defeat of the “bailout” plan by the House of Representatives is shortsighted, and may prove harmful. Responding to feedback from their constituents, House Republicans defeated a proposal that would allow the transfer of tainted mortgages from financial institutions to a governmental agency that would administer these troubled mortgage loans.
Concerned citizens listed a number [...]

If you watched the third and final presidential debate, you are sure to have heard the candidates discuss the issues of small business and small business owners. You listened attentively as Obama spoke about his tax plan that would cut taxes for people making less than $250,000 a year, making it easier for those people [...]

Ability to Pay

Can I get a side of fraud with my loan documents?
It turns out that consumer credit reports alone are not the best indicator for a successful mortgage loan. What happened to underwriting? Did financial institutions failed to verify income and the ability to pay before they approved home loans?
It seems nobody was worried about verifying [...]

Unsecured Business Loans

Collateral – A borrower’s asset that is given up to the lender if the borrower is unable to pay back the principal and interest on the loan; making the lender the new owner of the collateral.
Credit Score – A numerical expression based on the analysis of a person’s credit files, to represent the perceived likelihood [...]

We get a lot of questions regarding the commercial loan business. Many are from our peers that want our opinions on the commercial loan business.
Warren Buffet was on the radio this morning. He stated “when the markets greedy, be fearful. When the markets fearful, you be greedy.” I think we can all apply that perspective [...]

When you refinance ARM loan it is in your best interests to determine what the best loan for you would be. Should you refinance your adjustable mortgage into another ARM loan or should you opt for the fixed rate instead. Choosing the right loan is critical if you want to avoid problems and save money [...]

Borrowers with bad credit that are seeking commercial loans will often face a difficult process, expensive loan options and many “no’s”. Even though it is a tough situation, borrowers should try to not get discourage and to stay patent as their solution may be just around the around the corner.
What are the potential commercial loan [...]

First year of college is going to bring a huge change in your life. You will be totally independent and you’ll have to do everything yourself. No one is going to help you cleaning your name, cooking you food or most importantly wake you up!

Now that you are at the college you need to pull [...]

The new way to learn about home loans!
Forget reading dusty bank guidelines manuals or trying to pry brochures out of the clutches of your local bank branch. Now you can do a YouTube search for most types of home loans, or even most home loan related problems, and quickly find a solution!
Why videos?
Lets face it, [...]

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