Business loans and bad credit: Normally, these are two words that you will never see or hear in the same sentence, unless of course, they are followed by the word denied.

In the business world, business loans and credit both depend on and determine one another. For example, your credit score plays a major factor in whether or not you can get a business loan, and your business loan repayment habits can either increase or decrease your credit score.

But there is a method of increasingly used business financing that ends the enmity between business financing and bad credit: The business cash advance. With a business cash advance, your credit score is virtually irrelevant. Business cash advances are lent based on the performance of your business, not based on your personal financial history. Therefore, a business that processes at least $2,500 in credit card sales every month is eligible for a business cash advance if it has been in operation for at least four months, has one year or more remaining on its lease, and its owner has no unresolved bankruptcies.

Business owners have long worried that their poor credit scores will inhibit them from getting money for their businesses, and this has been increasingly true. This can be avoided with a business cash advance. Interested business owners simply need to complete a short application, and provide their business cash advance lender with at least the four most recent months of their business’s credit card statements. Once the business cash advance has been approved, the account of their choice can be funded in as little as ten business days.

Now, when it comes to getting money for your business, the term bad credit business loan is no longer a paradox, because with a business cash advance, your personal credit score does not determine if, and how much money you can get for your business.

Gaston C. writes articles about Bad Credit Business Loans for Merchant Resources International.